Yes, retailers can offer a discount on a benefit bike, but the insurance’s maximum compensation amount is always based on the actual price after the discount (not the recommended price or the regular price).
How the discount affects the insured value
Insured amount: The insurance covers the bike up to the actual amount for which it is leased.
Compensation in the event of theft: In the event of theft, the user can choose a new benefit bike up to the insured amount (the discounted leasing price).
Example:
Recommended price: SEK 33,000
Actual price you lease the bike for (discounted): SEK 30,000
Maximum compensation in the event of theft: SEK 30,000 (a new bike can be chosen up to a value of SEK 30,000, not SEK 33,000).