We take into account how the benefit bike affects employer contributions in all our calculations, where we assume that employer contributions are 31.42%, which is the case for the absolute majority of all employees in Sweden. The only exceptions are for certain younger age groups with lower incomes, those of retirement age and certain specific businesses.
The savings are based on the employer saving 31.42% of the gross salary deduction as the employer pays out less in salary, while depending on how high the value of the bike benefit is, you also need to pay 31.42% of the benefit value as employer contributions.
In order for the employer not to "earn" money from an employee taking a benefits bike, the savings are contributed as a contribution from the employer to cover parts of the leasing cost so that the gross salary deduction is lower than the actual leasing cost. In this way, the employer becomes completely cost-neutral for the benefit bike. To be extra clear, this is already baked into our calculations when we calculate the employee's benefit value and gross salary deduction.