Every benefit bike includes comprehensive insurance with a mobility guarantee—tailored for benefit bikes and Lease a Bike. The insurance has no deductible, no age deductions, and always covers the replacement value.
The insurance is valid throughout Europe and covers the bike both for private use and while at work.
What does the insurance cover?
Theft: Covers theft of the entire bike as well as theft of individual parts. If the bike is stolen, you can collect a new one at no additional cost.
Vandalism & damage: Covers damage resulting from vandalism or malicious damage, regardless of the bike’s age.
Unforeseen accidents: Comprehensive coverage in the event of sudden and unforeseen accidents.
Our mobility guarantee
If an accident occurs while you are out cycling and you are unable to continue riding the bike, the mobility guarantee covers:
Transportation costs: Transportation expenses from the scene.
Rental bike: The cost of a rental bike while your insurance claim is being handled.
Does the insurance also cover accidents?
Yes. The insurance is comprehensive and covers both unforeseen accidents and theft—always with no deductible.
Please read this guide to learn more about the duty of care requirements that apply to the insurance.
All insurance terms and claim instructions are available in our portal under Info Center.